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There are many Great Inventions that just sit on the Shelf No comments yet

Nearly 15 years ago my father came up with an idea for a new invention which he thought was innovative in its concept and would be popular in the market place. As it would turn out his initial presumptions would be correct. He took his idea to a friend who had a factory, a prototype was soon made and applications for the applicable Intellectual Property obtained. What they had achieved up until now my father would describe as the easy part.

The next part was to find interested parties that were willing to develop, manufacture and build a retail network for the product both locally and overseas. This was easier said than done. There were many interested parties that all saw the merit of the invention and wanted to get involved but when it came to the crunch pulled out for one reason or another. As a consequence over a period of years my father and his friend eventually became less and less interested and eventually the invention was left to sit on the shelf.

From my perspective, I sat back and watched the story develop and build and then slowly die off. Although my first instinct was to try and get involved and help, I wasn’t qualified and didn’t have the skills required so. All I could do was sit back watch from the sidelines. This to me was frustrating seeing something with such great potential die away the way it did. It was very sad indeed.

It’s funny though how life can turn out and it wasn’t until just over a year ago that all the pieces finally fell into place. I’d gotten involve with a friend a year earlier promoting his invention on the internet and through a series of circumstances that evolved through my involvement in that project the final pieces of the puzzle suddenly fell into place.

What we needed to was now at our finger tips. To cut a long story short I went to my father and his friend with a business plan and now 1 year later we have everything in place to start manufacturing and retailing the product both locally and overseas.

As a consequence over the years I’ve witnessed firsthand just how hard it is to introduce a new invention to the marketplace and I’ve also become very aware that some of the key ingredients are obviously promotion, marketing and exposure to the market. Exposure can mean contacts and it also can mean sales.

Many new inventors and innovators believe the their new invention is the next best thing and expect the all that they have do is show it to someone and then 6 months later it will be a hit. Little do they know when they start on their journey exactly what is involved in getting it to the marketplace. Because the above ingredients are just so important I’ve decided to publish a new website. It’s called Inspirational Innovation. The idea is for inventors and innovators to submit their inventions so that they can expose them to the public, manufacturers and other interested parties. Inspirational Innovation is a platform to draw attention, promote and assist inventions to get the true recognition that they deserve and the best part about it is that it is FREE.

All the inventor has to do is register, write a short article, submit it and if it has suitable content it will be published. In a nutshell it is FREE publicity for inventors.

So if you are an inventor or innovator that has an idea or someone that has a new and innovative invention that is already in the marketplace and just want some FREE publicity, then submit your invention to Inspirational Innovation and get it off the shelf and out there in the public domain, where it really should be.

Some Questions People Should Ask about COBRA and COBRA Alternatives No comments yet

 

Finding Affordable Health Coverage Through Health Insurance Comparisons

Understanding all of the provisions related to COBRA is daunting even to some professionals and so is information about COBRA alternatives. There are important deadlines that must be met if a person plans on continuing their health insurance after becoming eligible for benefits under COBRA. Most people realize they have more questions after they have had their meeting with the human resources department or received their written notification of COBRA benefits in the mail. It is imperative that people take action to get the answers they need so that they can make an informed decision about whether to continue with their employer-sponsored benefits or to choose a COBRA alternative. Here are some questions that are common:

What is COBRA? Most people don’t even know what COBRA is much less have an understand about how to sign up for benefits. In short, COBRA is the acronym for a law enacted by Congress in the late 80s. It was set up to protect employees from losing health insurance coverage when there is a death of the sponsoring employee, a divorce, a job separation whether voluntary or involuntary, or a reduction in qualified hours for retaining health insurance coverage. COBRA is not health insurance.

What is a COBRA alternative? Any private health insurance can be an alternative to COBRA. Policies are available for purchase from licensed health insurance agents. Private health insurance policies are contacts made between the person covered and the insurance company, not the employer.

How long do benefits under COBRA provisions last? People can continue their employer-sponsored benefits for up to 18 months. This can be extended for a total coverage of up to 36 months if the person meets eligibility requirements such as disability.

How long do benefits under a COBRA alternative last? As long as premiums are paid, private health insurance policies last until the policy is canceled for nonpayment or the covered person chooses to cancel the policy.

How much will it cost for benefits under COBRA provisions? This is a question that can only be answered by the benefits administrator in the human resources department of the former employer. People who choose to enroll in coverage continuation under COBRA provisions must pay for 100% of all insurance premiums plus a 2% surcharge each month.

How much will a COBRA alternative policy cost? People can get free quotes from a licensed health insurance agent. Premium costs vary by the type of policy and the state where the individual lives. Rates are also affected by health and age.

These are just a few of the many questions people may have about health insurance coverage related to COBRA and COBRA alternatives. People should contact the benefits administrator at their former employer for questions about COBRA. Questions about COBRA alternatives should be directed to a qualified health insurance agent.

Since 2001 BestHealthcareRates.com has helped thousands of families and businesses to find the most benefits for their insurance budget. The company is committed to exceptional service and strives to achieve 100% customer satisfaction and Affordable Health Insurance for all. For more information about COBRA alternatives, visit BestHealthcareRates.com.

 

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